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If your mother has started hanging up on unknown callers, or your father mentions a “very nice person” he met online who needs help with a fee, you may be right to worry. Scammers target older adults on purpose, and in Metro Vancouver the numbers are moving in the wrong direction. This guide explains which scams are most common, the warning signs to watch for, how to protect your parent without taking away their independence, and exactly what to do if money has already been sent.

Key takeaways

  • BC’s Seniors Advocate reported that financial fraud reports to Vancouver police rose 65% since 2019, and calls to the provincial seniors abuse line rose nearly 40%.
  • Almost every scam uses the same three levers: urgency, secrecy, and payment by gift card, e-transfer, or crypto.
  • The best protection is a calm conversation, a family code word, and bank safeguards, not taking control away from your parent.
  • If money was sent, act within hours: call the bank, then police and the Canadian Anti-Fraud Centre (1-888-495-8501).

Why elder fraud is rising in BC

In March 2026, the BC Seniors Advocate released its “Monitoring Seniors Services 2025” report. It found that calls to the province’s seniors abuse and information line have climbed nearly 40% since 2019, and that financial fraud reports made to Vancouver police are up 65%. The Advocate also warned that many cases go unreported, so the real figures are likely higher.

Seniors are targeted for practical reasons: they are more likely to have savings or home equity, to be home during the day, and, for some, to be isolated. Embarrassment keeps many victims quiet, which is why scammers keep returning to the same playbook. Fraud is a crime committed by professionals. It is not a sign that your parent is foolish.

Common scams targeting seniors in Vancouver and BC

The details change, but the pattern does not. Someone creates a crisis or an opportunity, tells your parent to act now, and asks them to keep it private.

Seven scams to know, and the right response to each
ScamWhat it sounds likeWhat to do
Emergency (“grandparent”) scam“Grandma, it’s me. I’m in trouble and need money. Please don’t tell Mom.”Hang up and call your grandchild on their saved number. Use a family code word.
Bank or fraud-department call“Your account is compromised. Move your money to a safe account now.”Hang up. Call the number on the back of your bank card. Banks never ask you to move money to “protect” it.
Government impersonationThreats of arrest or penalties, with payment demanded in gift cards or crypto.Government agencies do not demand gift cards or cryptocurrency. Hang up and verify through the official website.
Romance scamAn online partner who can never meet in person, then has an urgent money problem.Never send money to someone you have not met. Talk to a trusted person first.
Investment or crypto scam“Guaranteed” returns, a private tip, pressure to invest today.Real investments carry risk. Check that the seller is registered and get a second opinion before paying.
Phishing text or tech-support pop-upA “missed delivery” link, or a screen warning of a virus with a number to call.Do not click or call. Never give a stranger remote access to a computer.
Home-repair and contractor fraudA door-knocker who says your roof or furnace is failing and needs cash upfront.Get written quotes, check references, and never pay in full before work is done.

A useful rule, repeated by the RCMP: if you did not start the call, you do not know who you are talking to. Real banks, police, and government offices are comfortable being called back.

Warning signs your parent is being targeted

Scam victims often hide what is happening out of shame or because the scammer told them to. Watch for changes like these:

  • New secrecy about phone calls, emails, or a new “friend” or “advisor”
  • Unexplained withdrawals, e-transfers, gift card purchases, or crypto ATM receipts
  • Stacks of prize, lottery, or charity mail, or frequent calls from unknown numbers
  • Unpaid bills or a sudden shortage of money despite normal income
  • Anxiety, agitation, or defensiveness after a call or a visitor
  • Sudden requests to change a will, bank access, or power of attorney

Some of these signs can also point to memory changes. If you notice a pattern of confusion alongside money problems, read our guide on 10 signs your parent needs in-home care and consider how dementia and Alzheimer’s care at home can add a layer of daily support.

How to protect your parent from scams

The goal is to add safeguards while respecting your parent’s independence. People accept protection much more readily when it feels like teamwork.

  1. Start the conversation without blame. Say “I read that scams are rising in Vancouver and want to set up a few safeguards together,” not “you could get fooled.”
  2. Agree on a family code word. Anyone claiming to be a relative in trouble must say it. If they cannot, hang up and call back.
  3. Talk to the bank. Ask about transaction alerts, lower daily e-transfer limits, and whether a trusted contact person can be added to the account.
  4. Screen calls. Let unknown numbers go to voicemail, turn on your carrier’s call-blocking, and register on the National Do Not Call List. It will not stop criminals, but it cuts the volume of legitimate telemarketing so the odd calls stand out.
  5. Review mail and statements together monthly. Make it a routine, such as tea on the first Sunday, not an audit.
  6. Put legal planning in place early. An enduring power of attorney and a representation agreement let a trusted person step in if your parent can no longer manage. A BC lawyer or notary can explain the options.
  7. Keep your parent connected. Loneliness is what scammers exploit. Regular visits, calls, and outings are some of the best protection there is.

Our guide on remote monitoring technology for seniors covers tools that can add safety at home, and caring for aging parents in Vancouver explains how to share the load as a family.

What to do if your parent already sent money

Act quickly, and be kind. Speed matters more than anything else, and shame makes people hide fraud. Tell your parent it is not their fault. Call 911 if anyone is in immediate danger.

  1. Stop all contact with the scammer and do not send more money, even if threatened.
  2. Call the bank or payment provider right away to freeze the account or card, and ask whether a transfer can be reversed.
  3. Report to your local police using the non-emergency line, and keep screenshots, receipts, phone numbers, and messages.
  4. Report to the Canadian Anti-Fraud Centre at 1-888-495-8501. You can report even if no money was lost.
  5. Change passwords and consider placing fraud alerts with Equifax and TransUnion.
  6. Get emotional support. Seniors First BC’s Seniors Abuse and Information Line (1-866-437-1940, Monday to Friday, 8 am to 8 pm, excluding statutory holidays) offers confidential guidance.

How home care helps protect seniors from fraud

A caregiver is not a financial advisor or a replacement for family oversight. What a consistent caregiver does provide is presence, and presence is protective:

  • Fewer lonely hours. Companion care gives your parent real conversation, which makes a fake “friend” online less appealing.
  • A second set of eyes. A familiar caregiver can notice repeated unknown callers, unusual mail, or a parent who seems upset after a call, and pass that on to you.
  • Safer errands. With errand and escort services, your parent is accompanied to the bank, pharmacy, and appointments.
  • Steadier routines. For seniors with memory loss, a matched caregiver who knows their routine helps spot changes early.

When you start care, agree on who the caregiver should contact if something seems wrong. LivePeace offers flat-rate home care across Vancouver, Burnaby, Richmond and Surrey, and you can see current rates on our pricing page. If you are still comparing providers, our checklist for choosing a home care agency and 10 questions to ask a care provider can help.

Frequently asked questions

What are the most common scams targeting seniors in Vancouver and BC?

The most common are emergency or “grandparent” scams, bank and government impersonation calls, romance scams, investment and crypto scams, phishing texts, tech-support pop-ups, and unsolicited home-repair offers. Most rely on urgency, secrecy, and a request for money by e-transfer, gift card, or cryptocurrency.

How do I protect my elderly parent from scams?

Talk openly without blame, agree on a family code word, set up bank alerts and transfer limits, screen unknown calls, review mail and statements together, and keep your parent socially connected. Isolation makes seniors easier to target, so regular companionship is also protective.

What should I do if my parent already sent money to a scammer?

Stop all contact, call the bank or payment provider immediately, report to local police on the non-emergency line, and report to the Canadian Anti-Fraud Centre at 1-888-495-8501. Seniors First BC’s Seniors Abuse and Information Line (1-866-437-1940, Monday to Friday, 8 am to 8 pm) offers confidential support.

Are seniors with dementia more at risk of fraud?

They can be. Memory loss and difficulty judging risk make it harder to recognize or remember a scam. Families often add stronger safeguards, such as call screening, limited account access, and a consistent caregiver presence, as dementia progresses.

Can a home caregiver help prevent senior fraud?

A caregiver is not a financial advisor, but a consistent presence helps. They can notice red flags such as repeated unknown callers or unusual mail, accompany your parent on errands, and tell the family if something seems wrong. Companionship also reduces the loneliness scammers exploit.

Where do I report senior fraud in BC?

Report to your local police (non-emergency line) and to the Canadian Anti-Fraud Centre at 1-888-495-8501 or antifraudcentre.ca, even if no money was lost. Call 911 if anyone is in immediate danger.

Worried about a parent living alone?

Talk to a LivePeace care coordinator, available 24/7. We will listen first, then suggest a care plan that fits your parent and your budget. The assessment is free.

Call 604-442-1746 Book a free care assessment

Sources and further reading

This article is general information, not legal or financial advice. For advice about your parent’s situation, speak with a BC lawyer, notary, or your bank. Phone numbers and hours were checked at publication; please confirm before calling. Last updated November 3, 2026.