Live Peace 24/7 Seniors Home Care Corp.

6044421746

Confused about home care costs in Vancouver? Our definitive guide breaks down private pay rates, BC’s subsidized care through Fraser Health & VCH, tax credits, and how to afford quality care for your loved one.

Understanding how to pay for senior home care is one of the biggest concerns for families in Burnaby, Surrey, Vancouver, and across British Columbia. The landscape of funding options can seem complex, but you don’t have to navigate it alone.

This guide from LivePeace Seniors Home Care will break down the real cost of home care in BC and explain all the funding options available to you, from publicly subsidized care to tax credits and private pay.

Understanding Private Home Care Pricing in Vancouver: A 2024 Guide

First, it’s important to understand the baseline cost if you are paying privately. Most reputable home care agencies in Vancouver charge an hourly rate for their services.

  • Companionship & Homemaking: (e.g., meal prep, light housekeeping, errands) typically ranges from $35 – $45 per hour.
  • Personal Care: (e.g., bathing, dressing, mobility assistance) typically ranges from $45 – $55+ per hour.

Rates vary based on the complexity of care, the number of hours required, and whether care is needed overnight or on weekends. At LivePeace, we believe in transparent pricing and provide detailed quotes after a free assessment, so there are no surprises.

Free and Subsidized Care: Your Guide to BC’s Health Authorities

The British Columbia government, through your local regional health authority, provides subsidized home support services for those who qualify.

How to Get Assessed:

You must be assessed by a case manager from your local health authority to determine your eligibility for publicly funded care.

What’s Covered?

Subsidized care can include nursing services, personal care, and rehabilitation. However, it’s important to know that the hours provided are often limited and based on critical need. Many families use public services for essential clinical needs and then supplement with a private home care agency in BC, like LivePeace, for additional hours of personal care and companionship.

Financial Support: Tax Credits and Deductions

The Canadian government offers non-refundable tax credits that can significantly reduce the financial burden on families.

Canada Caregiver Credit (CCC)

This credit is available to individuals supporting a dependent with a physical or mental impairment. The amount depends on your relationship to the dependent and your family income.

Medical Expense Tax Credit (METC)

You can claim a wide range of medical expenses, including amounts paid to a private home care agency for attendant care or nursing services, provided the patient is eligible.

Other Funding Avenues

  • Veterans Affairs Canada (VAC): Veterans and their spouses may be eligible for benefits that cover home care costs. https://www.veterans.gc.ca/en
  • Long-Term Care Insurance: If your loved one has a private long-term care insurance policy, it will often cover costs for in-home care. Check the policy details carefully.
  • RCMP & DVA Programs: Specific programs exist for retired RCMP members and others.

How LivePeace Provides Transparent, Value-Driven Care

We understand that navigating these options is overwhelming. During our free, no-obligation in-home consultation, we take the time to:

  1. Understand your loved one’s specific care needs.
  2. Discuss your family’s budget and financial concerns.
  3. Help you understand how to maximize any available funding options.
  4. Provide a clear, personalized care plan and transparent quote.

We are proud that all our caregivers are employees, not contractors. This means we handle their payroll, taxes, insurance, and WSBC coverage, giving you complete peace of mind and protecting you from liability.

You Don’t Have to Do This Alone

Figuring out how to afford quality care is a common challenge for families in Greater Vancouver. The most important step is to get informed and explore your options.

Let LivePeace Be Your Guide. We are here to help you navigate this journey with compassion and expertise.

Ready to discuss your specific situation?

Contact LivePeace Today for Your Free Home Care Consultation. Let’s build a care plan that provides peace of mind for your family and fits your budget.

 

SPEAK TO US